Jo Ann Barefoot is CEO of Barefoot Innovation Group, Cofounder of Hummingbird Regtech, Senior Advisor to the Omidyar Network, and host of the podcast show Barefoot Innovation. A noted advocate of “regulation innovation,” Ms. Barefoot is Senior Fellow Emerita at the Harvard Kennedy School Center for Business & Government and is writing a book on financial innovation and regulation. She has been Deputy Comptroller of the Currency, partner at KPMG, Co-Chairman of Treliant Risk Advisors, and staff member at the U.S. Senate Banking Committee. She’s an angel investor, serves on the board of Oportun, and advises financial companies and governments worldwide. She serves on the fintech advisory committee for FINRA, is an Executive Board Member of the International RegTech Association (IRTA), and a member of the Milken Institute U.S. FinTech Advisory Committee. Ms. Barefoot chairs the boards of the Center for Financial Services Innovation and FinRegLab and previously served on the CFPB’s Consumer Advisory Board. Ms. Barefoot has published nearly 200 articles and is a popular keynote speaker, addressing thousands of people annually throughout the world.

David Beam is a partner in Mayer Brown’s Washington, D.C. office. He is a member of the firm’s Financial Services Regulatory & Enforcement group. David’s practice encompasses a broad range of matters related to financial services. His focus is on payment systems and credit products, with an emphasis on legal issues that arise from the innovative use of technology in financial services. David’s clients range from startups to some of the world’s largest financial institutions. They comprise a broad spectrum of the financial services industry, and include banks and bank affiliates; fintech companies; money service businesses; investment banks; non-bank commercial and consumer lenders; and payment system providers. David earned a J.D. from the University of Maine School of Law and a B.A. from Emory University.

Keith is a partner at Squire Patton Boggs, where he counsels companies on regulatory compliance in consumer finance, particularly with respect to data privacy and security. Keith was counsel in the Office of Law and Policy at the Consumer Financial Protection Bureau, where he advised on the Bureau's handling of consumer data. He was also a senior advisor to the general counsel of the Department of Energy, with a lead role on the Department's modernization of IT management in response to the Federal IT Acquisition Reform Act. As chief counsel to the first nationwide mortgage brokerage franchise business, he built compliance systems and also provided cyber and privacy compliance training for small- and medium-sized mortgage brokerages. Keith is also a physicist who developed nanoelectronic sensor systems at a technology startup. He has 13 issued patents to his name. Keith earned a Ph.D. from the University of California at Berkeley, a J.D. from Columbia Law School, a B.A. from the University of Chicago, and a Certificate of Advanced Study in Mathematics and Theoretical Physics from the University of Cambridge.

Stewart Cincotta is a Vice President at U.S. Bank overseeing the Economic Sanctions Data & Analytics team. She partners with the Economic Sanctions compliance team, business lines, and technology teams to exercise analytical oversight over the end-to-end customer screening process. Stewart is primarily responsible for system configuration, tuning, and technical processes that impact the bank’s management of sanctions risk. She developed a data quality analysis process which the bank is leveraging to remediate customer data for effective screening. She also interfaces with regulators to present and defend methodologies used by U.S. Bank in building a risk-based customer screening process. Stewart earned her B.S. in Information Science and Peace, War, and Defense from UNC-Chapel Hill, and her J.D. from Campbell University School of Law.

Bevelyn Coleman is an Executive Vice President and Deputy General Counsel, and a member of Wells Fargo’s senior-level Management Committee. She serves as the executive sponsor of Wells Fargo Law Department’s Diversity & Inclusion Council; and is a member of Wells Fargo’s Enterprise Diversity & Inclusion Council. She is responsible for the leadership and management of the Enterprise Functions Division, within Wells Fargo’s Law Department. She leads the team of lawyers and paralegals responsible for providing legal support to Wells Fargo Bank in the areas of Bank secrecy Act & Anti-Money Laundering (including OFAC, FCPA and UK Bribery Act); Enterprise Patent Office; Intellectual Property (including Social Media and Enterprise Marketing); Strategic Transactions (M&A, Joint Ventures, Divestures, Investments); Third Party Contracts (including real state); Strategy and Operational Risk (including E-Commerce, Mobile/Digital Banking; Technology & Innovation; Privacy and Information & Data Security; Cyber-Security (domestic and international) and, Offshoring). Prior to a recent Legal Department Reorganization, she also was responsible for Deposits & Payments (including Store/Branch Operations); Consumer & Retail Credit Credits, Debit Cards, Payroll, Gift, and Prepaid Debit Cards; Commercial Cards; Rewards & Enhancement Services; and Merchant Services. Before joining Wells Fargo, she was with Wachovia Corporation, where she served as the primary legal contact and managed a team responsible for consumer and commercial credit cards, deposit products, services and operations, other non-real estate revolving credit (secured and unsecured), closed-end installment loans, and student lending products. Bevelyn joined Wachovia’s predecessor, First Fidelity Bank, N.A. in May of 1992, where she coordinated legal services for retail and consumer credit cards; merchant services and advised the bank on consumer deposit products and operations. And earlier on in her career, she worked with the Bank of New York, supporting their retail deposit business, retail credit cards and other consumer loan businesses. She earned a J.D. from Pace University School of Law. She earned a B.A. in Social Science, Pre-Law from Michigan State University.

Fred Everett is Associate General Counsel at Bank of America and for the last 19 years has provided in-house legal guidance to financial institutions on data privacy and security issues. Prior to working in corporate legal departments, Fred was in private civil litigation practice at a large law firm in his home state of Michigan. In addition to an undergraduate degree from Kalamazoo College and a law degree from the University of Detroit, Fred holds a number of certifications from the International Association of Privacy Professionals (IAPP), including the Certified Information Privacy Professional (CIPP), Certified Information Privacy Manager (CIPM), and is a Fellow of Information Privacy.

Carol Hitselberger is co-leader of Mayer Brown’s Banking & Finance practice, and focuses her practice in the structured finance area. She spends significant time on accounting and regulatory developments that impact the structured finance industry. Carol is a member of SFIG, the structured finance industry’s leading trade organization and in 2018, Carol was appointed to SFIG’s Board. In addition, she is the co-lead of the Volcker Task Force and the ABCP committees. Carol often works with investors and issuers in structured finance products of most types, including trade receivables, credit card receivables, consumer loans, auto loans, aircraft, leases, franchise portfolios, government contracts, trademark licenses, and various other financial assets. Carol is a member of the Board of Advisors of the UNC School of Law Center for Banking and Finance Law. Carol earned a J.D. at the University of Pennsylvania Law School and an A.B. from Bryn Mawr College.

Robert Howell is the Chief Privacy Officer at Fifth Third Bank. Based in Cincinnati, Rob has over 15 years of experience in privacy and information security. His professional experience has spanned the retail, small businesses, healthcare, and finance industries. In his current role at Fifth Third Bank, he leads the Privacy Office and oversees multiple enterprise-wide functions on how customer information is obtained, used, shared, and retained in accordance with state, federal, and international law, such as GLBA, HIPAA, FACT Act, TCPA, CAN-SPAM, CASL, and GDPR. Additionally, the Privacy Office is responsible for assessing risk; evaluating the Bancorp’s control environment; privacy incident management, and the development and enforcement of policies, procedures, and guidelines that meet regulatory requirements with privacy regulations and data protection laws. Rob is also a Certified Information Systems Security Professional and works with industry leaders in the advancement of privacy and information security.

Elizabeth Johnson leads the Privacy and Data Security Practice Group at Wyrick Robbins. She has practiced exclusively in this subject matter since 2005. Her practice addresses all aspects of privacy and data security law, including compliance initiatives to address major legal requirements such as CCPA, GDPR, HIPAA, Gramm-Leach-Bliley Act, the FCRA, the Telephone Consumer Protection Act, CAN-SPAM, data security breach notification, Privacy Shield, and other international data transfer mechanisms. Elizabeth has assisted clients with a wide variety of implementation projects including API-driven online or mobile consumer services, health information exchanges, patient portals, bring-your-own-device, mobile applications, location tracking, wearables, online behavioral advertising, direct marketing, and complex customer insights initiatives. She also helps clients with government agency inquiries pertaining to privacy and data security, such as data security inquiries by state attorney generals and HIPAA compliance reviews by the U.S. Department of Health and Human Services. Ms. Johnson earned a J.D. from Duke University and a B.A. from Coe College.

Jeff Jones is senior counsel on the Security Team with the eCommerce, Technology, Information & Global Services (“eTIGS”) Section of the Wells Fargo legal department. In this role he supports the Enterprise Compromised Data Team as well as Enterprise Information Security.
He joined Wells Fargo in February 2018. Prior to coming to Wells Fargo, He worked in the health care industry for over 15 years where he developed expertise in compliance, risk management, privacy and security.

Christian Lang is responsible for understanding and analyzing available legal technology applications and bringing application vendors together with the law firms using the Reynen Court legal services automation platform. He was a corporate lawyer at Davis Polk in New York (M&A) and London (General Corporate) before leaving practice to immerse himself in the world of legal innovation, where he founded the NY Legal Tech Meetup and several legal tech- and lawyer training-related media projects. A former non-profit founder, bike tour guide of Paris, and political campaign worker, Christian began his legal career clerking on the Eleventh Circuit Court of Appeals after graduating from New York University Law School.

Lorraine Lawlor is the Global Sanctions Governance Director at Wells Fargo & Company. In this capacity, she helps to develop, administer and oversee the company’s Global Sanctions Compliance program. Working with the lines of business and the operational areas of the company, she helps to ensure that the company fully understands its sanctions risks and establishes and maintains adequate controls to mitigate those risks. Prior to taking the position at Wells Fargo, she was the Chief of Compliance Programs at the Office of Foreign Assets Control at the U.S. Department of the Treasury. For more than two decades she played an integral role in the development, implementation and enforcement of U.S. economic sanctions, particularly as they related to the regulated financial community. She is a CPA and is CAMS certified.

Greta Lichtenbaum focuses her practice on compliance with US laws that govern international business transactions and trade. Greta represents and advises clients in matters related to US economic sanctions, export controls, anti-corruption (the Foreign Corrupt Practices Act, or “FCPA”), money laundering, antiboycott, foreign investment, and customs laws. In addition to advising clients on the application of these laws to on-going business and potential acquisitions, Greta assists clients in all aspects of managing compliance with these laws, including developing corporate compliance programs, conducting internal investigations relating to potential violations of these laws, and representing companies before the relevant agencies in connection with enforcement proceedings, license requests, and government inquiries. These agencies include the Treasury Department’s Office of Foreign Assets Control, the Securities and Exchange Commission, the Departments of Justice, Commerce and State, and the US Bureau of Customs and Border Protection. She earned a J.D. from Harvard University and a B.A. from Haverford College.

Lisa McDougald is an Executive Vice President and Deputy General Counsel for BB&T Corporation. Her current role includes assisting the General Counsel on all aspects of law department leadership, strategic planning, legal spend management, and personnel matters. She also manages two practice groups - the Regulatory Practice Group, focusing on a wide variety of bank and holding company regulatory and supervisory matters, and the Technology and e-Commerce Practice Group, focusing on credit cards, intellectual property, information technology, privacy, data security, and vendor agreements. Previously, Lisa was in private practice for 8 years representing banks and developers on commercial real estate transactions. She graduated with distinction from the BB&T Banking School in 2011. She serves on the Bank Advisory Board of the Conference of State Bank Supervisors. She received her J.D. from the University at Chapel Hill School of Law and her undergraduate degree from the University of North Carolina at Wilmington.

Jelena McWilliams is the 21st Chairman of the FDIC. She was nominated by President Donald J. Trump on November 30, 2017, and confirmed by the Senate on May 24, 2018, to serve a six-year term on the FDIC Board of Directors, and designated as Chairman for a term of five years. Ms. McWilliams was Executive Vice President, Chief Legal Officer, and Corporate Secretary for Fifth Third Bank in Cincinnati, Ohio. Prior to joining Fifth Third Bank, Ms. McWilliams worked in the United States Senate for six years, most recently as Chief Counsel and Deputy Staff Director with the Senate Committee on Banking, Housing and Urban Affairs, and previously as Assistant Chief Counsel with the Senate Small Business and Entrepreneurship Committee. From 2007 to 2010, Ms. McWilliams served as an attorney at the Federal Reserve Board of Governors. Before entering public service, she practiced corporate and securities law at Morrison & Foerster LLP in Palo Alto, California, and Hogan & Hartson LLP (now Hogan Lovells LLP) in Washington, D.C. Ms. McWilliams has a J.D. from U.C. Berkeley School of Law and a B.S. from the University of California at Berkeley.

Brian Minick is the Chief Information Security Officer at Fifth Third Bank. In this role, Brian has overall responsibility for Fifth Third Bank’s information protection program. Brian is a noted speaker and published author on a range of cyber security topics. He brings 20 years of diverse information technology and cyber security leadership and experience to this position. Prior to joining Fifth Third, Brian was Vice President of Managed Threat Services at Booz Allen Hamilton following the acquisition of Morphick, a pioneer in the Managed Detection and Response market, where Brian was Co-Founder and CEO. Before founding Morphick, he held the title of Chief Information Security Officer at General Electric’s Aviation, Energy and Transportation businesses where he was responsible for developing and implementing advanced cyber-security strategies. His approach was integral to protecting the strategy, growth and resources of a multi-billion-dollar, worldwide corporation. Brian has a B.S. in Systems Analysis from Miami University.

Jeffrey Nagle represents clients in a wide variety of financing transactions. His principal practice focuses on leveraged finance and other syndicated bank loan transactions, the financing of financial assets, distressed debt trading, asset-based lending, commodities financings, energy project financings and rescue financing, workouts, debtor-in-possession financings and exit financings. Jeff’s clients include many of the world’s leading domestic and foreign commercial banks, investment banks and other financial institutions, including hedge funds. Jeff is part of the Cadwalader team selected by the Federal Reserve’s Alternative Reference Rates Committee (ARRC) to assist in guiding the post-LIBOR financial world in developing best practices for fallback language across all cash products. He is also focused on innovation and emerging technologies impacting financing transactions, including blockchain technology. Jeff received his J.D. from the New York University School of Law, and he is a graduate of the State University of New York at Albany, where he also received an M.A. in Russian Language, Literature and Culture.

As General Counsel of the Federal Housing Finance Agency (FHFA), Alfred Pollard supervises all work on regulatory matters affecting the housing government-sponsored enterprises, in-house legal issues, litigation matters, and relationships with other government agencies and the Administration. Mr. Pollard is FHFA’s representative to the Administrative Conference of the United States. He has taught as an adjunct at the Georgetown University School of Business, the University of Virginia School of Law, and the George Washington University School of Law; and, business law to MBA candidates at George Washington University Business School. Previously, he was Senior Director for Legislative Affairs at the Financial Services Roundtable, a CEO-level trade group for the nation’s largest financial institutions, and as Director of Government Relations for the Savings and Community Bankers of America. Prior to that, he served as Senior Vice President and Director of the Washington office for Security Pacific Corporation and, briefly, for Bank of America. He has also worked on the staffs of two United States Senators. He earned both his bachelor’s and law degrees from the University of North Carolina Chapel Hill. He has a Ph.D in foreign affairs from the University of Virginia.

Joe Silvia is senior counsel in Chapman's Banking and Financial Services Department and a member of the firm's Bank Corporate Group. His practice is focused on the representation financial institutions on general corporate matters, mergers, acquisitions, strategic transactions, fintech, and banking and consumer finance regulation.

Prior to joining Chapman, he practiced in the Chicago office of an Am Law 150 firm. He has also served as counsel in the Federal Reserve Bank of Chicago where he focused on bank, bank holding company, and savings and loan holding company supervision and regulation, as well as consumer finance and compliance matters.

Earlier in his career, he advised mortgage companies and other financial institutions on an array of regulatory and corporate matters. He gained substantial experience with consumer finance regulatory and transactional matters, including the alphabet soup of mortgage and consumer finance statutes and regulations. He was also a senior public policy specialist with the Mortgage Bankers Association, where he focused on legislative and regulatory compliance matters affecting the mortgage industry. He is also an adjunct professor in consumer banking at Chicago-Kent College of Law.

Margaret Tahyar is a partner in Davis Polk’s Financial Institutions Group and a member of the fintech practice. Her practice focuses on providing strategic bank and financial regulatory advice. She advises banks, financial institutions and technology companies engaging in all types of deals and cases in traditional and cutting-edge financial regulatory topics, including corporate governance and supervisory relationships with regulated boards, bank chartering, payment systems, bank powers and activities, recovery and resolution planning, securities disclosure, capital and liquidity, cybersecurity and data privacy and attorney client privilege in the banking sector. Meg has been engaged in financial services advice and regulatory reform since the early 1990s. Her clients include many of the largest domestic and foreign financial institutions, many regional banks, and technology companies. Meg has worked on almost two dozen living wills for clients ranging from the largest and most complex organizations to smaller regional banks. From 1997 to 2009, Meg worked in the Davis Polk Paris and London offices and frequently advises on the international aspects of transactions and regulatory reform.In addition to her full-time practice, Meg teaches financial regulation as an adjunct Lecturer-in-Law at Harvard Law School and is a co-author of Financial Regulation: Law and Policy (Foundation Press), a leading textbook for law students in the area. Meg earned a J.D. from Columbia Law School and a A.B. from the University of Michigan.

Todd Taylor serves as a Member and co-leader of Moore & Van Allen's Commercial & Technology Transactions practice group, as well as its Privacy & Data Security group. Taylor focuses his practice on data privacy and security, licensing, technology, supply chain, and commercial transactional matters. Before joining Moore & Van Allen, Taylor served as an in-house attorney at Bank of America, where he worked extensively on various technology licensing, supply chain, cross-border and third party servicing arrangements. Todd earned a J.D. from the University of North Carolina School of Law and a B.A. from North Carolina State University.