Mortgage Lending Made Easy
The 4 Steps to Originating a Compliant Real Estate Loan

Featuring Michael R. Christians

Just $299 per person.

This course is a comprehensive overview of the mortgage lending process. It will walk through how to originate a mortgage loan compliant with Federal law in just four easy steps: application, underwriting, closing and servicing.

Federal laws and regulations discussed include: Regulations B, C, V, X and Z, as well as the SAFE Act, E-Sign Act, Homeowner’s Protection Act, Fair Housing Act, Servicemember’s Civil Relief Act and NCUA Part 760.

New loan originators, as well as those looking to satisfy their periodic training requirement under Regulation Z, would benefit from this training.

Course Outline

•    Introduction
   o    SAFE Act
   o    Regulation Z Periodic Training Requirement

•    The Lifecycle of a Mortgage Loan
   o    Application
        - Disclosures
        - Collection of Information for Monitoring Purposes
        - E-Sign Act

   o    Underwriting
        - Ability to Repay / Qualified Mortgages
        - High-Cost Mortgages
        - Higher Priced Mortgage Loans
        - Appraisals
        - Flood Insurance
        - Notice of Adverse Action

   o    Closing
        - Closing Disclosure
        - Right of Rescission
        - Private Mortgage Insurance

   o    Servicing
        - Regulation Z Servicing Requirements
        - Regulation X Servicing Requirements

•    Fair Lending
   o    Equal Credit Opportunity Act
   o    Fair Housing Act
   o    Home Mortgage Disclosure Act
   o    Servicemember’s Civil Relief Act

•    Mortgage Lending Hot Topics
   o    TRID 2.0
   o    Amendments to the Mortgage Servicing Rules
   o    S.2155 – The Economic Growth, Regulatory Relief and Consumer Protection Act

Need Hotel Accommodations?

A limited number of hotel rooms are being held at a negotiated rate of $130 per night, plus applicable taxes, as the Springhill Suites (Marriott), 111 S Marketplace Blvd, Lansing, MI 48917 for the night of March 11, 2019.

To book rooms, call (517) 627-0002 and reference group code MCUL or book accommodations online here.


  • When

  • Tuesday, March 12, 2019
    8:30 am - 4:00 pm
    Eastern Time

  • Where

    106 North Marketplace Boulevard
    Lansing, Michigan 48917

Outlook Outlook
iCal iCal
Google Google
Yahoo! Yahoo!