The two-day Bankruptcy and Collections school is designed to expand your knowledge of legal issues with collections and bankruptcy to keep your credit unions collection practices sound.

Day One: Thursday, April 11
Collections
• Overview of Collection-Related Laws
• Which State's Laws Apply?
• Federal Fair Debt Collection Practices Act Collecting in a High Tech World Working with Collection Agencies, Repo Agencies and Other Collection Partners Writing Better Letters Introduction to Repossessions

Day Two: Friday, April 12
Bankruptcy
The Automatic Stay, Co-debtor Stay and Discharge Injunction Chapter 7 Bankruptcy
• Reaffirmation Issues
• Redemption
• Default Upon Bankruptcy Clauses
• Rights with Respect to Cosigners
• Collecting Unsecured Claims

Chapter 13 Bankruptcy
• Avoiding long delays in payment early in Chapter 13 cases
• Valuation and Cramdown
• The 910 Day Rule
• The One Year Rule
• Interest Rate on Secured Loans
• Collecting Unsecured Claims

Who Should Attend? Collection managers and officers, loan managers and officers, bankruptcy collectors and those who supervise them.

Member Fee: $209 per day, $399 for both days. (Includes instruction and materials).