This webinar will focus on the fundamentals of underwriting credit: the essentials of gathering the right information, analyzing it in an informative and consistent manner, and understanding the impact that fair lending rules have. Since this webinar will focus on the basics, it will address the underwriting process, the information needed, and how to analyze and document the results in a useful, compliant manner. The program will focus primarily on underwriting consumer and residential mortgage loans, although the fundamentals of underwriting commercial lending will be addressed, too. Join us to learn the basics of calculating debt-to-income ratios using tax returns, pay stubs, and credit reports. This webinar will not include a line-by-line discussion of tax return analysis. See related webinars below.
ABOUT THE PRESENTER – Tommy Troyer, Young & Associates, Inc.
Tommy Troyer is the Executive Vice President of Young & Associates, Inc. and manages the company’s lending division. In addition to presenting webinars and seminars, he contributes to capital planning, strategic planning, and other management consulting services. He also focuses on topics related to credit risk management, and assists clients with loan reviews, ALLL reviews, credit process reviews, and other lending-related services.
Tommy joined Young & Associates, Inc. from the Bank Supervision Group at the Federal Reserve Bank of New York, where he focused on credit risk management practices at supervised institutions. His work focused on the ALLL, stress testing, and risk monitoring and reporting practices. Prior to his time in bank supervision, Tommy worked in the Federal Reserve Bank of New York’s Research Group. Tommy holds a Bachelor’s in Economics from Wittenberg University.
This informative session will provide newer lenders and underwriters with a foundational overview of loan underwriting. Experienced lenders that may be transitioning into performing or overseeing underwriting analysis may also benefit.
This webinar is being hosted through a national webinar provider. Wisconsin state law will not be addressed.
Thursday, January 19, 2017 2:00 PM - 3:30 PMCentral Time
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