Looking for additional webinars? Plan ahead and view the 2016 Webinar Schedule.
WEBINAR OR ON-DEMAND WEB LINK
Thursday, December 1, 2016
1:00 p.m. - 2:30 p.m. (AZ/CO/WY)
A 2011 NCUA Letter (11-FCU-02) stated, “A director must understand the specific activities in which his or her credit union engages. In particular, a director must understand not only how these activities generate revenue for the credit union but also, and perhaps most importantly, the various risks associated with these activities that could lead to financial loss.”
To understand the potential financial loss, regulators want all credit unions, regardless of size, to use stress testing to identify and assess potential current and future loss exposure. Stress test results are important to incorporate into your strategic planning process. That process includes establishing or reviewing the credit union’s risk appetite or risk tolerance level and establishing strategic goals and objectives – profitability, growth, funding, new products and services, marketing philosophy, personnel needs, and physical structure needs.
For most credit unions, their complexity and loan portfolio size largely determine how thorough or complicated stress testing must be. This webinar will focus on various approaches to stress testing the loan portfolio as suggested by NCUA.
*Directors and management duties, including a forward-looking risk assessment and providing general direction and control
*Preparing for a regulatory safety and soundness examination
-Do you have a portfolio loan stress model and process?
-Can you interpret the process and justify the methodology to regulators?
*What can be done without purchasing a sensitivity model?
*Elements of scenario analysis and creating a reasonable scenario
-Loan portfolio stress testing using scenario analysis
-Level of stress
-Establishing loan loss rates – differs from current ALLL process
-Measuring risk and reward – setting risk appetite
*Regulatory illustrative models and alternatives
Employee training log
Quiz you can administer to measure staff learning and a separate answer key
Attendance verification for CE credits provided upon request.
WHO SHOULD ATTEND?
This informative session is for all directors, CEOs, presidents, CFOs, chief risk officers, senior credit officers, senior lenders, commercial loan officers, business loan officers, credit analysts, and members of the risk management team.
Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.
ABOUT THE PRESENTER – S. Wayne Linder, Young & Associates, Inc.
A thirty-year banking veteran, Wayne Linder was formerly the CEO of a community bank. As a Senior Consultant with Young & Associates, Wayne works as a lending and management consultant. He assists financial institutions under regulatory enforcement agreements and develops and implements written lending policies. Wayne is a popular seminar speaker with both national and international experience.
THREE REGISTRATION OPTIONS
1. LIVE WEBINAR
The LIVE WEBINAR option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone. Registrants receive a toll-free number and pass code that will allow entrance to the seminar. The session will be approximately 90 minutes, including question and answer sessions. Seminar materials, including instructions, pin number, and handouts will be emailed to you prior to the broadcast. You will need the most current version of Adobe Reader available free at www.adobe.com.
2. ON-DEMAND WEB LINK
(Beginning January 1, 2016, CDs replaced with digital download*)
Can’t attend the live webinar? The archived webinar is a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address so you may ask follow-up questions. Approximately two days prior to the webinar, you will receive an email with the archived webinar link. This webinar link can be viewed anytime 24/7, beginning 6 business days after the webinar and will expire 6 months after the live program date. The archived webinar may ONLY be ordered for 6 months following the webinar. It will not be available after this time.
3. BOTH LIVE WEBINAR AND ON-DEMAND WEB LINK
** Includes options 1 and 2 above.
*All materials are subject to copyright and intended for your financial institution’s use only.
Thursday, December 1, 2016 1:00 PM - 2:30 PMMountain Standard Time
At Your Desk!602-264-6701 ext 2238
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